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| Please visit the following links for information about your rights and responsibilities as a consumer: | |||
| > Ask Dr. Debt Dr. Debt is a free resource provided by the American Collectors Association to assist you with your questions about credit and debt. | |||
| > United States Federal Trade Commission The FTC's website provides multiple resources for consumers, including the full text of the following laws that govern the activities of the collection and credit reporting industries: | |||
| > Fair Debt Collections Practices Act (pdf) | |||
| > Fair Credit Reporting Act (pdf) | |||
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