|Please visit the following links for information about your rights and responsibilities as a consumer:|
|> Ask Dr. Debt|
Dr. Debt is a free resource provided by the American Collectors Association to assist you with your questions about credit and debt.
|> United States Federal Trade Commission|
The FTC's website provides multiple resources for consumers, including the full text of the following laws that govern the activities of the collection and credit reporting industries:
|> Fair Debt Collections Practices Act (pdf)|
|> Fair Credit Reporting Act (pdf)|